Brokerage Services Blog!

CONVERT OTHER TERM TO METLIFE! 60 Month Lookback!

2008-05-12T12:16:00.000-07:00

WOW! You can convert (no health questions) a term policy placed in the past 60 months with one of up to 39 carriers to MetLife's permanent coverage AND add one or more of their riders! We bet you can think of someone who ought to convert, but wants a mega-sized carrier like MetLife! Call and request an illustration today!

TOUGH CASE? Maybe not! Check with Ashley or Bill!

2008-04-04T09:29:00.000-07:00

QUESTION:
Do you think you have a big case that may go sour because of medical history? It may not be as bad as you think. For instance, did you know that Depression and Asthma can be considered for Preferred Best? Breast Cancer, Colon Cancer and Prostate Cancer can be issued Standard - even Preferred? It's the same with many Liver diseases, Lung diseases, and Heart problems. Get the details from your client, then get on the phone with Ashley or Bill.

We have specialized forms for nearly any medical condition. Just call 1-800-223-2762 and ask for a Pre-Underwriting Fact Finder. It will help you make the sale!

SUGGESTION: Before you quote Preferred Best or Preferred on ANY client, get the facts about his medical history!

Don't Forget To Reserve Your March 12 CE Spot!

2008-03-05T10:15:00.000-08:00

Here is a last minute reminder for you to call and save your spot at the March 12 CE Seminar and Luncheon at Jillian's in the Vista. WE need to know YOU will be there! See you at 9:00 Wednesday, March 12, at Jillian's, which is located at Gadsden and Gervais Streets. RSVP at 1-800-223-2762 or (803)254-2215.

Online Web Presentation - January 24, 3pm to 4pm - (Pssst! It's about higher commissions!)

2008-01-08T07:31:00.001-08:00

MARK YOUR CALENDAR, PLEASE:

We would like for you to join us for a seminar on-line, January 24, from 3 pm to 4 pm, to learn more about a new product from a trusted carrier and a much higher commission payout than you have been used to on Universal Life! Grab a computer or grab your staff member's computer, if you have to, and be ready to "tune in".

We will be sending contact information for the Webinar soon!

Fun, Food & Continuing Education

2007-12-27T11:19:00.000-08:00

Plan to join us again for two hours of C.E. plus food and fun! For now, just block off March 12, 2008, on your calendar. Details to come soon in your email and regular mail.

In the meantime, if you need sales recommendations, forms, case status, or a competitive term, UL, LTC, or annuity quote, we are ready for you! Call 254-2215 now!

If you have never visited our office, drop by! We are at 1411 Barnwell Street, Columbia, SC 29201 - near the USC Campus and Five Points.

Best SINGLE Pay and LIMITED Pay UL for age 70+

2007-11-13T11:00:00.000-08:00

Here is a fast growing market that you may be overlooking: clients over 70 wanting $1,000,000 to $2,000,000 of permanent, no-lapse UL paying either a single premium or premiums for a limited time. Want to know who leads the pack? Email Ashley at ashley@bsocmail.com or call Bill at 254-2215 to find out.

CONVERT OTHER CARRIERS' TERM TO METLIFE !

2007-10-11T11:04:00.000-07:00

MetLife announces a program whereby your client can convert his term policy issued within the last five years to a Met permanent plan - NO UNDERWRITING! Not all carriers are acceptable, but the list is pretty long! Call Bill for details.

Continuing Ed Speaker for September 26 is Walt Scheid, CLU, ChFC, LLIF

2007-08-24T10:24:00.000-07:00

It is our pleasure to announce that Walter J. Scheid, CLU, ChFC, LLIF will be the featured speaker at our September 26 Continuing Education class to be hald at Jillian's in the Columbia Vista. Walt is a Regional V.P. with Indianapolis Life, an AVIVA company. Over the course of a 25 year career in the insurance industry, he has held leadership positions in a wide variety of disciplines, including product development, advanced markets, distribution management, and marketing.

The two hour presentation will begin at 9:15 am, followed by Q&A, fun time in the game rooms, lunch, and door prizes.

You must register to attend: call 1-800-223-2762 or email bill@bsocmail.com.

IF YOU PLAN TO ATTEND, LET US KNOW!

2007-08-14T11:06:00.000-07:00

Hello!

By now, you are probably aware of the BIG CE CELEBRATION AND LUNCHEON coming up September 26 at Jillian's, in the VISTA! We are celebrating our 30th Anniversary in Life Brokerage with CE, Entertainment, Food, Giveaways and Door Prizes. Most of all, you can rub elbows with your pals in the business.

Question? Have you put your name on our reserved seating list? If so, then thanks! It looks like space is going to fill up fast.

If you have not sent us your RSVP, we need your reservation as soon as possible. Why not right now? Just email ashley@bsocmail.com or bill@bsocmail.com or pick up the phone and dial (803) 254-2215 or 1-800-223-2762. We want all our friends and business affiliates to be there! You do not want to be left out!

Help Us Celebrate, Get 2 Hours CE and Lunch on Us!

2007-07-24T09:20:00.000-07:00

Mark down September 26 on your calendar and plan to meet us at Jillian's in the Vista (Columbia) for two hours of Continuing Education (general topic: How does Indexed UL Work Best for Your Clients?), a Much Deserved Fun Break in the game rooms, a lunch of "Burgers and Grilled Chicken Sandwiches", plus valuable door prizes! We will be celebrating our 30th year of service to the life agents and financial planners of South Carolina. (Sorry, only our regular patrons and new agents who submit business by September 26 are invited.)

Call and get your name on our reservation list today! (803) 254-2215 or 1-800-223-2762. Or email Bill Brooks at bill@bsocmail.com.

Help us celebrate our 30th Anniversary on September 26 at Jilllians. See you there!

NEW RATES FOR GENWORTH TERM (July 2007)

2007-07-12T06:25:00.000-07:00

Who says product doesn't matter? Recently we heard from a financial planner who stated that it did not matter which carrier and product he recommended (interesting that he buys his own term life insurance from the company with the most competitive rate)?

Genworth Life and Annuity has traditionally been one of the top three or four carriers in the low premium competition. Look for their new rates now, when you request illustrations or when you run them from our website. And remember - product DOES MATTER!

WHAT NOW FOR IMPAIRED-RISK LIFE?

2007-07-03T05:53:00.000-07:00

By now, most everyone has heard about U.S. Financial Life and their decision to not accept future business. Policies already in force will be subject to contractual obligations of the company, which is owned by Axa Financial.

The impaired-risk life market will still have options, however! We are finding many niches with many carriers to take care of most of your clients' needs. You are already familiar with Genworth's amazing new "Field Underwriting Quickview" booklet, which spells out numerous impairments that can be underwritten at Preferred Best, Preferred, or Standard. Medical history such as Heart Disease, Cancer, and Hepatitis are just a few.

We have been mailing these to our brokers, but if you did not get one, please call Bill at 1-800-223-2762. It will make your day!

Immediate Annuities are Booming!

2007-06-26T06:38:00.000-07:00

When the Baby Boomers speak, retirement planners listen!

Baby Boomers are beginning to add Immediate Annuities to their "must have" list and the demand will grow exponentially over the next few years. Knowing how to initiate a conversation about SPIA's will keep you in the game. Be on the lookout for our Genworth flyer in your mail soon! (Call Bill or Ashley for your next SPIA illustration!)

ANNUITIES: Here is a new concept for you!

2007-06-26T06:35:00.000-07:00

Ever hear of a Reversionary Annuity?

We think this could be a great addition to your aresenal of Financial Planning tools. Be on the lookout for an announcement soon.

Our Annuity Center is a Toll-Free Call Away

2007-06-04T09:11:00.000-07:00

Annuity products and marketing requires daily updating, so we have developed a way you can call in for the very latest in annuity rates, features, appointments, or whatever question you might have.

Dial 1-866-542-7287 and try it out. Our friendly Annuity Center staff will be glad to help you!

New UL WITH CURRENT ASSUMPTION CHASSIS

2007-05-02T11:23:00.000-07:00

BE THE FIRST TO KNOW. Genworth has a new U.L. that is based upon current assumptions. This will be useful in competitive situations that are not already being addressed by LifeTime Flex Plus, a secondary guarantee product.

AIG has a new Select-a-Term plan that offers term periods such as 12, 16, 17, 18, 21,22,23,24,25,26,27,28, and 29 years, as well as the standard 10/15/20/and 30.
Choice is good, when it comes to sales.