A TERM RIDER AVAILABLE FOR BANNER OPTERM!

NOW you can offer your client a term policy with a term rider! No added policy fee! Consider the sales appeal! Add a 10 year term rider for a specific need (like guaranteeing college) to a 30 year level term base policy for a different need (like a mortgage). Contact us for illstrations and more information, or go to www.brokerageservicesofcarolina.com.

LIFELONG UL! The latest long range UL from Genworth!

If you have clients with long-term needs and low cost premium demands, then show them the new (05/23/2011) LIFELONG UL from Genworth. It's big on guaranteed premium and small on cash value: EXACTLY what your last few clients have asked for, right?
Contact any of our staff or Ashley Brooks for quotes over the phone or by email.

Whole Life Quote Requests WELCOMED!

We are always ready to quote your small or large Whole Life cases. Just call or email the specifics of the case and we'll get you set up FAST!

GENGUARD UL - New Giant Killer from Genworth!

Genworth has brought out its latest UL, GENGUARD.

You will want to quote it for (1)best pricing to age 105 AND (2)superior cash value buildup in 10th year, 20th year, and 30th year!

Available for 1035 exchanges with loans.

Contact us for an illustration: ashley@bsocmail.com

New Replacement Regulations in SC - September 24

Two new questions are included on replacement forms for SC: (1) Are you considering discontinuing making premium payments, surrendering, forfeiting, assigning to the insurer, or otherwise terminating your existing policy or contract, and (2) Are you considering using funds from your existing policies or contracts to pay premiums due on the new policy or contract? Any applicant who has existing coverage must complete the newly worded replacement form.

And there is more! You, as agent, must offer to read the form aloud to the applicant, unless the applicant is willing to initial that he doesn't want it read aloud.

Additional details are included in the regs. Be sure to download the new replacement forms for specific carriers from our "Forms" section.

NEW PHONES AND P. O. BOX

Our Phone numbers are changing:
The new main phone number is (803)791-0833.
The new fax is (803)791-0933.
Our Toll Free Number will remain 1-800-223-2762.

Our mailing address will change to P. O. Box 4719, West Columbia, SC 29169 effective
July 1, 2009. Forwarding to the new box will be handled by the Postal Service, in case you forget.

COME BY FOR A VISIT!
We have been at our new physical address for six months and we appreciate your dropping by! Visit us often at 113 Professional Avenue, West Columbia, SC 29169 (near the intersection of I-26 and Sunset Blvd.).

WATCH OUT FOR TERM RATE CHANGES

It pays to check before selling that term quote you printed out weeks ago. The rate may have changed! Call us first and we will check it out for you. Or, you can go online at our website and run a new quote, just to be sure.

Notice: Banner rates WILL change soon. Other insurers have stated that the longer term plans may have to be dropped altogether. Let your clients know that if they want 30 year level term, NOW IS THE TIME TO BUY IT!

Get fresh quotes online at www.brokerageservicesofcarolina.com and click "Term Quotes". The rates are updated daily!