More Commissions Than Usual

The commission specials are rolling in! ING announces it will pay an extra 10% commission on its Preferred and Preferred Plus UL products sold between now and year-end 2009. American General is offering a $1000 bonus if you write ten or more cases with them by 12/31/09. For the go-getter, this is great news!

OUR NEXT SALES MEETING

November 19th is the date of our next sales meeting. Look for additional information in your mail and email. If you are not on our contact list, we would like to add you today.

Send an email to ashley@bsocmail.com or call us at (803)791-0833 or (800) 223-2762.

GENGUARD UL - New Giant Killer from Genworth!

Genworth has brought out its latest UL, GENGUARD.

You will want to quote it for (1)best pricing to age 105 AND (2)superior cash value buildup in 10th year, 20th year, and 30th year!

Available for 1035 exchanges with loans.

Contact us for an illustration: ashley@bsocmail.com

S.C. CE exemption request deadline 12/30/2009

Section 38-43-106(G) of the SC Department of Insurance regulations allows for an exemption from Continuing Education for agents who have reached a certain age and have been licensed at least 20 years. Get the details at www.columbiascaifa.org.

New Replacement Regulations in SC - September 24

Two new questions are included on replacement forms for SC: (1) Are you considering discontinuing making premium payments, surrendering, forfeiting, assigning to the insurer, or otherwise terminating your existing policy or contract, and (2) Are you considering using funds from your existing policies or contracts to pay premiums due on the new policy or contract? Any applicant who has existing coverage must complete the newly worded replacement form.

And there is more! You, as agent, must offer to read the form aloud to the applicant, unless the applicant is willing to initial that he doesn't want it read aloud.

Additional details are included in the regs. Be sure to download the new replacement forms for specific carriers from our "Forms" section.

NEW PHONES AND P. O. BOX

Our Phone numbers are changing:
The new main phone number is (803)791-0833.
The new fax is (803)791-0933.
Our Toll Free Number will remain 1-800-223-2762.

Our mailing address will change to P. O. Box 4719, West Columbia, SC 29169 effective
July 1, 2009. Forwarding to the new box will be handled by the Postal Service, in case you forget.

COME BY FOR A VISIT!
We have been at our new physical address for six months and we appreciate your dropping by! Visit us often at 113 Professional Avenue, West Columbia, SC 29169 (near the intersection of I-26 and Sunset Blvd.).

WATCH OUT FOR TERM RATE CHANGES

It pays to check before selling that term quote you printed out weeks ago. The rate may have changed! Call us first and we will check it out for you. Or, you can go online at our website and run a new quote, just to be sure.

Notice: Banner rates WILL change soon. Other insurers have stated that the longer term plans may have to be dropped altogether. Let your clients know that if they want 30 year level term, NOW IS THE TIME TO BUY IT!

Get fresh quotes online at www.brokerageservicesofcarolina.com and click "Term Quotes". The rates are updated daily!