Genworth has brought out its latest UL, GENGUARD.
You will want to quote it for (1)best pricing to age 105 AND (2)superior cash value buildup in 10th year, 20th year, and 30th year!
Available for 1035 exchanges with loans.
Contact us for an illustration: ashley@bsocmail.com
Tuesday, September 29, 2009
Monday, September 21, 2009
New Replacement Regulations in SC - September 24
Two new questions are included on replacement forms for SC: (1) Are you considering discontinuing making premium payments, surrendering, forfeiting, assigning to the insurer, or otherwise terminating your existing policy or contract, and (2) Are you considering using funds from your existing policies or contracts to pay premiums due on the new policy or contract? Any applicant who has existing coverage must complete the newly worded replacement form.
And there is more! You, as agent, must offer to read the form aloud to the applicant, unless the applicant is willing to initial that he doesn't want it read aloud.
Additional details are included in the regs. Be sure to download the new replacement forms for specific carriers from our "Forms" section.
And there is more! You, as agent, must offer to read the form aloud to the applicant, unless the applicant is willing to initial that he doesn't want it read aloud.
Additional details are included in the regs. Be sure to download the new replacement forms for specific carriers from our "Forms" section.
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